Types of Discounts on Auto Insurance

Getting affordable auto insurance these days can be difficult especially with everyone trying to save as much as you would like to save. There are a few ways for you to get a good discount on your auto insurance premium and this includes buying multiple policies from one company. If you are a loyal customer i.e. you already have your homeowners’ insurance and life insurance in place with one company, you might as well get your car insurance from them too because this would entail getting more discounts from your insurers. Bundling these insurance policies will also lead to more savings on your end.

Joining certain clubs or organizations that actively work out or have already discounts in place coming from certain insurance companies is also one good way to save money on your premium. It is of course important for you to note that not all insurance companies honor such discounts that is why you should ask your club or organization which ones do.

Another type of discount you can take advantage of is the Defensive Driver Discount. You can get this by enrolling in defensive driving courses. Your car insurance rate will definitely be lower if you have a Defensive Driving certificate. Experts say that the discounts one can get from defensive driving is quite hefty so might as well go through with the class. It is a win-win situation anyway because defensive driving techniques can save your life.

For parents looking for discounts for their teen’s auto insurance premium, if your teen qualifies for a good student discount you will definitely save lots of money. This discount is only available for students who go to school full time though so you better take note of this little detail before applying for one because you can be sure that your insurance company of choice will ask you for certain requirements.

Driving a car that is equipped with safety features is also one of the best ways to get a discount from insurers. Experts advise those who are applying for auto insurance to ensure that they indicate all safety features installed in their cars because this is definitely a discount that you should pursue.

Auto Insurance for Teenaged Drivers »

f you have a teenaged son or daughter who has just begun to drive, chances are that your auto insurance rate has just gone spiraling up and is leaving you gasping for breath. What you may not be aware of is that there are ways to reduce insurance costs at least by some amount if you know how to go about it.

Learn More

All about the Types of Auto Insurance »

Most people who buy auto insurance do not give it much thought except for understanding what the state laws are and picking the deductible amount. What folks do not take into account is that understanding the various types of insurance can go a long way in reducing the amount of insurance that you pay for your car.

Learn More